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The Daily star Editorial : 17-02-16
প্রথমে শব্দার্থগুলো পড়ে নিন
ATM : Automated Teller Machine
Fraud:জালিয়াতি (deceit, trickery, hoky-poky, imposture)
Probe: অনুসন্ধান ও পরিক্ষা করা
Ring: বাজান, চক্র, বৃত্ত (Group, cycle)
Skim off : আলাদা করা (to separate (the best part of something from the regular part)
Track Down:খুঁজে বের করা
Foreigner : বিদেশি ( Alien, Stranger)
Client:মক্কেল, ক্রেতা (buyer, customer)
Withdrawal:প্রত্যাহার (Revocation, Removal)
Debit: Debit cards draw money directly from your checking accocunt when you make the purchase.
Credit: A credit card is a payment card issued to users (cardholders) as a method of payment. It allows the cardholder to pay for goods and services based on the holder’s promise to pay for them.
Install : স্থাপন করা, বসানো
Subject to : অবস্থার শিকার
Lapses:ভ্রষ্টতা, ত্রুটি বিচ্যুতি, অক্ষমতা ( Defects, Disability)
Stipulate: চুক্তির শর্ত করা
ATM fraud alarming
Install safety measures
According to information released by affectedbanks and the probe committee of the central bank, a cyber crime ring has successfully collected information of 200 card holders and skimmed off Tk 2.5 million from four booths over the last one week. Tracking down the criminals, which include foreigners, is the job of law enforcers, but we are more concerned with why banks have not taken measures to protect their clients from such fraudulent practices. This is more so since most account holders in the urban centres now use ATM facilities to make withdrawals and with about 15 to 20 crore transactions per day using debit and credit cards, it is high time banks install countermeasures to protect against such financial crimes. As per a directive of the Bangladesh Bank (BB), all banks are subject to installing anti-skimming devices in their ATM booths over the next one month.
The use of smart cards (debit & credit) is now a way of life for urban citizens. Given the ease of use and convenience, we simply cannot afford to have any lapses in security. There are some 8.5 million such cards in circulation and some banks have already introduced microchip based cards which acts to protect card holders from precisely this sort of cyber crime. As the technology is there to protect against skimming, there is no excuse not to use it. Now that a circular has been issued by the BB, it is up to the banking sector to respond swiftly to protect their clients from financial scams within the stipulated timeframe.